Finding the Cheapest Car Insurance

Car insurance companies spend considerable time calculating policy premiums by assessing several areas of risk. Insurers analyze driving records and personal finances to determine where to set the monthly premium. Although car insurance companies have many questions to ask, one question remains the most frequently asked question by consumers. What is the cheapest car insurance? […]

End of Year Review: Life Insurance

When the winter holidays approach, we typically gather with our friends, family members, and professional peers to share the joy of the season. Hearty laughter and the clanging of glasses to raise toasts enhance the ambiance of the most festive time of the year. As the famous song goes, “It’s the most wonderful time of […]

6 Health Insurance Tricks That Can Save You Thousands

Healthcare once again dominated the political discourse during the 2020 election, and we’re not talking just about COVID-19. Spiraling out of control health care costs continue to be one of the major issues facing a vast majority of Americans. Although much of the focus has been on healthcare providers controlling costs, more attention should be […]

How To Go From Rock Bottom Credit Score To Good

When you hit rock bottom, there is only one way to go. Up. Technically, a rock bottom credit score is the lowest possible FICO you can get, which is 300. No matter how poorly you managed your finances, you probably have not yet reached the technical definition of a rock bottom credit score.  The principal […]

7 Tips for First Time Home Buyers

As with any significant project that has major financial implications, buying a home comes with a long to-do list. How you create and then manage the to-do list goes a long way towards determining whether you buy the right home that fits within the family budget. Let’s review seven tips for first time home buyers […]

COVID-19 & Homeowners Insurance

From how we educate our kids to the lessons learned from social distancing, COVID-19 has changed our lives forever. The “new normal” is especially relevant for the housing industry, including the financial hit called homeowners insurance. With numerous questions surrounding homeowners insurance during the pandemic, let’s look at a few helpful answers that should settle […]

COVID-19 and Car Insurance

The COVID-19 pandemic has raised a lot of questions that mostly concern with how to deal with the “new normal.” One of the most overlook issues surrounding COVID-19 concerns auto insurance. Because of shelter in place orders mandated at the onset of the pandemic, many Americans experienced a large decrease in the number of miles […]

What You Need To Know About Buying Life Insurance During Covid-19

According to the MIB Life Index, the number of life insurance applications have increased by 1.5% from the numbers posted in 2019. Applications for life insurance jumped by 3.4% for Americans under the age of 44, while the age group of Americans between 45 and 59 generated just a 0.5% increase in applications. Barbara Ginty, […]

How to Get Health Insurance If You Lost a Job During the Pandemic

Because of the severity and extraordinary length of the COVID-10 pandemic, millions of Americans have either lost their jobs or they have experienced a drastic cut in the number of hours worked each week. The result of job loss, as well as moving into part-time job status, is the removal of health insurance coverage.  If […]

How to Protect Your Credit Score During the Coronavirus Pandemic

According to a study conducted by the credit reporting bureau TransUnion, more than 60 percent of Americans said household incomes have declined because of the COVID-19 pandemic. Of the Americans that have witnessed a drop in household income, nearly 75% stated they are concerned about meeting their debt obligations on time. The financial angst afflicting […]