6 Best Tips If You’re Buying Life Insurance for the First Time

Reading a menu board at a busy quick-service restaurant can cause confusion. Double this, add onto that, and you have at least one customer holding up the line. Confusion is the last thing you want to feel when it comes to buying a life insurance policy. According to a survey released by LMRA and Life […]

8 Insurance Points to Consider Before Buying a Car

There are a lot of variables involved in the car buying process, but there is one factor that is etched in stone. You need to purchase car insurance. State laws mandate the purchase of auto insurance and as consumer analyst for Insure.com Patty Gusner says, “You need to shop for insurance before you ever step […]

6 Fast Ways to Reduce Your Health Insurance Costs

For decades, the rapidly rising cost of health insurance has been a hot topic for politicians at the federal, state, and local levels. From tax incentives to regulating premiums, there remains division finding the most effective way to reduce health insurance. Not even calling healthcare industry experts to Washington D.C. has solved the runaway costs […]

10 Credit Score Myths That Won’t Go Away (But Should)

Your credit score is one of the most important personal finance measuring sticks. Lenders place considerable emphasis on a credit score when evaluating applicants for loans and credit card accounts. Unfortunately, 10 credit score myths that won’t go away add confusion to the credit score rating process. Let’s dispel the myths to give you a […]

15-Year vs. 30-Year Mortgage: What’s the Difference?

As a buyer in the housing market, there is one principle that stands above all others when it comes to financing. Not all home mortgages are created equal. With a dazzling array of mortgages available for financing the purchase of a home, the 30-year fixed-rate mortgage represents the standard-bearer in the home financing industry. However, […]

What Happens to my Escrow at the End of the Year?

The winter holidays usher in the most hectic time of the year. Office parties, gift exchanges, and shared meals with friends and family can mean we push aside important end of the year personal finance matters. However, the end of the year is the ideal time to conduct an audit of your finances. This means […]

Finding the Cheapest Car Insurance

Car insurance companies spend considerable time calculating policy premiums by assessing several areas of risk. Insurers analyze driving records and personal finances to determine where to set the monthly premium. Although car insurance companies have many questions to ask, one question remains the most frequently asked question by consumers. What is the cheapest car insurance? […]

End of Year Review: Life Insurance

When the winter holidays approach, we typically gather with our friends, family members, and professional peers to share the joy of the season. Hearty laughter and the clanging of glasses to raise toasts enhance the ambiance of the most festive time of the year. As the famous song goes, “It’s the most wonderful time of […]

6 Health Insurance Tricks That Can Save You Thousands

Healthcare once again dominated the political discourse during the 2020 election, and we’re not talking just about COVID-19. Spiraling out of control health care costs continue to be one of the major issues facing a vast majority of Americans. Although much of the focus has been on healthcare providers controlling costs, more attention should be […]

How To Go From Rock Bottom Credit Score To Good

When you hit rock bottom, there is only one way to go. Up. Technically, a rock bottom credit score is the lowest possible FICO you can get, which is 300. No matter how poorly you managed your finances, you probably have not yet reached the technical definition of a rock bottom credit score.  The principal […]